Automobile Accidents Are Not That Simple

Many people, including attorneys, regard auto accident litigation           as a relatively simple type of case. In some situations, that may be           true. In cases involving substantial injuries with questionable insurance           coverage limits on the other vehicle, it becomes much more complicated.        

There are attorneys who merely remind the client of the limited policy           on the other vehicle and say that they should accept a settlement of           their claim. This is not the case with a law firm like Nadrich &           Cohen, LLP, where every avenue of recovery is explored.

If you have been injured in an accident involving a motor vehicle,           Nadrich & Cohen, LLP will open every possible area of investigation           to recover for your injuries. Our experience in recovering in extraordinary           circumstances is unmatched.

Extraordinary Circumstances:
Leased cars, or Will the Real Owner           Stand Up?

Do you know that not only is the operator of the atfault vehicle           responsible to anyone injured in an auto accident, but the owner of           the vehicle is responsible, as well?  The owner is responsible           for the negligence of an operator, when that operation occurs with the           permission of the owner.

This is extremely important when the vehicle at fault is leased.        

Today, with a great number of cars and trucks on the road being driven           on a lease basis, it is vital to hire an experienced attorney to go           beyond the name on the registration to find out the exact owner of the           vehicle. The fact is, that when a vehicle is leased from a big car company,           the registration will simply bear the name of the user of the vehicle,           the lessee. However, the actual owner of the vehicle, the lessor, is           usually a major corporation with unlimited insurance coverage.

It is unfortunate for the severely injured victim when a lawyer fails           to uncover the atfault vehicle's actual ownership and the additional           insurance is never disclosed. Many times, however, that is exactly what           happens.

Extraordinary Circumstances:
Business Vehicles

In today's business climate, the world is a 24 hour whirlwind.            People are working all hours of the day and night, and are often on           the road. Though companies often put their names in bold letters on           their business vehicles, Nadrich & Cohen, LLP are aware that it           is not always the case. When accidents occur, many times there is no           indication that the vehicle was being used for business purposes. In           fact, it may appear to the casual observer that the vehicle was not           being used for business at the time. The only way to find out if the           vehicle was being used for business is by way of an indepth investigation.        

If an employee is operating a vehicle in the course of his or her           employment, then the employer may be "vicariously responsible"           for the negligence of their employee in operating that vehicle. It is           likely that the employer has additional liability coverage far exceeding           that of the driver. An "excess" insurance policy may also           exist.

Nadrich & Cohen, LLP know that for the seriously injured victim           whose perceived damages far exceed the declared insurance on the vehicle,           this is an area they must fully explore.

Extraordinary Circumstances:
Defects

Nadrich & Cohen, LLP's experience has shown them that, in far           too many cases, one of the causes of the accident may be the improper           design, maintenance, construction, signage, lighting or other highway           defect. Liability may also be based on improper striping on the road's           passing lanes, a hill that impairs driver visibility, a sharp obstruction           or problem with the roadway that obstructs drivers' vision. Trees and           utility poles can also cause problems when planted or erected too close           to the roadway.

The Seatbelt Defense

Seatbelts serve an important function and do prevent serious injuries           or death to people involved in accidents. This is especially  true           when used with airbags or other restraining devices. However, seatbelts           and airbags are not guarantees that you will not be killed or injured           in a serious accident.

The seatbelt defense, often used by attorneys defending atfault drivers,           seeks to establish that some, or all, of the plaintiff's injuries were           caused by the failure to wear a seatbelt. However, seatbelts and airbags           can fail or cause injury in and of themselves.

Experts in the area of seatbelt design and biometrics are frequently           employed by Nadrich & Cohen, LLP when this seatbelt defense is interposed.        

World Class Experts Utilized for Clients

Nadrich & Cohen, LLP retains only the best experts for its cases.        

To properly litigate complex multiissue cases, a team of world class           experts are assembled to evaluate all avenues of potential recovery.           Nadrich & Cohen, LLP routinely utilizes the services of specialists           who have been trained in the forensic science of accident reconstruction:           taking the physical and scientific evidence presented at the scene of           the accident, and the vehicles involved, to reconstruct precisely how           the accident occurred.

Nadrich & Cohen, LLP also uses the services of highway design           experts who have vast experience in the design and construction of streets,           roadways and highways. These experts are fully familiar with state and           federal guidelines. Sometimes it is necessary to consult with lighting           specialists who can analyze the type of light present on the roadway           and in the background at the time of the accident and evaluate its effect           upon the drivers involved.

Nadrich & Cohen, LLP know that in some cases the issue is : Was           the innocent operator of the vehicle, the plaintiff, able to see adequately           in order to avoid the accident, even though the defendant was negligent?        

Because of the design of the roadway, inadequate lighting and high           speed limits, the amount of time to brake a car successfully after making           an observation of trouble ahead may be insufficient to avoid the accident.           However, one can only determine this when qualified experts in their           respective fields are retained early on in a case.

We, at Nadrich & Cohen, LLP, do this every day.

Expert Experienced Lawyers A Must

It is essential to the success of any case involving a vehicular           accident that a routine investigation be done.  Police records           must  be obtained, witnesses interviewed and photographs taken           immediately of the accident scene and damage to the vehicles.

It is Nadrich & Cohen, LLP's experience that, to serve the client           most effectively, an attorney must also make prompt contact with the           insurance company of the negligent driver to learn of the available           coverage limits and attempt to find out additional information from           the adjuster regarding possible other areas for coverage.

This immediate action by an attorney contacting the insurance company,           in most states, prevents the insurance adjuster from contacting the           plaintiffs directly. Many times, the atfault driver's insurance company           adjuster will attempt to record a statement from the victim, without           advice of counsel. This should never be permitted.

Should the negligent vehicle fail to have insurance coverage, it           is extremely important for you to make a timely claim with your insurance           company for uninsured motorist coverage. This coverage is sometimes           automatically contained in your policy, to cover your injuries in a           case where the other vehicle is not insured. However, to take advantage           of this type of coverage, a timely claim must be presented to your insurance           company and requesting payment under the uninsured motorist provisions           of your policy. The failure to do this most often results in the denial           of your coverage.

Similar coverage is also available for underinsured vehicles, and           is often included automatically in your policy to cover you in case           the other vehicle does not have sufficient coverage. You must also request           this when you make your claim and do it in a timely fashion, because           failure to do so could also result in a denial of coverage.

Nadrich & Cohen, LLP  The Best Team to Represent You

The success of any case requires the retention of highly experienced           attorneys who limit their practice to the areas of personal injury,           products liability, construction accidents, highway/roadway design defects,           drug product litigation, aviation accidents or other areas of negligence           involved in your particular case.  Such lawyers are found at Nadrich           & Cohen, LLP.

In a case where injuries are substantial and the insurance coverage           is inadequate, you need experienced, competent counsel to fully explore           every possible avenue of recovery. Replacing your future income is a           serious matter best left to professionals. Add to the lost wages the           damage to your car, hospital bills, doctors' visits, medication, rehabilitation,           special transportation, a wheelchair and other appliances, pain and           suffering, and the cost of domestic and nursing help in your home and           the need for uncovering all available insurance coverage becomes obvious.        

Remember, all of these costs are for the duration of your life. You           owe it to yourself and your family to make sure you obtain the maximum           possible recovery for your injuries.

Looking at the big picture, it is in your best interest to hire Nadrich           & Cohen, LLP, to put our team to work and let us resolve your accident           claim.

Contact us at 1-800-718-4658.