BEATING THE INSURANCE COMPANY

• Identify Witnesses, Get Addresses, Interview Witnesses

• See a Doctor

• Take Pictures

• Write everything down

• Keep every receipt

• Consult an Experienced Personal Injury Attorney

Identify the witnesses so there will be someone to support your case if it goes to court. Write down their names and addresses and interview them. Ask them what they saw and make a note of phrases they used like "slammed into," "plowed," "speeding," or "he ran the red light." Beware of insurance representatives at the accident scene. It has been rumored that some insurance companies send adjusters to accident scenes in order to catch people off guard with incriminating questions or to have them sign away any rights they may have to future compensation. [top]

Schedule a doctor's appointment as soon as possible after the accident so the adjuster cannot question your injury. Insurance adjusters frequently ask us, "If your client was truly hurt, why did he wait so long to see a doctor?" We all can be reluctant to seek medical treatment when we're injured; we want to tough it out. But if you're hurt, you need to pursue medical treatment immediately. [ top ]

Take pictures of your car immediately after the accident. When the adjuster asks for proof of the accident, it is difficult to dispute a picture taken of your car at the accident scene. Pictures of the damage will help tell your story. If possible, take pictures of the other cars involved in the accident as well. These picture will help supply information about the severity of the impact associated with your accident. [ top ]

Take pictures of your injuries before they heal. In many cases, the seat belt strap will bruise our clients across their shoulder and chest, but after several weeks those bruises heal. Months later, when the insurance adjuster is arguing that the crash was not very significant, pictures of your bruises and other injuries will help solidify your claim of injury. [ top ]

Keep notes about your injuries. In six or seven months, you might forget how it hurt just to get dressed, and the adjuster will try to make it seem like any description you give is an exaggeration. Write down your pain medications. Get letters from your employer and family describing how the injury has changed your life. These kinds of written documents are invaluable when presenting your claim to the insurance adjuster or to a judge and jury in court. [ top ]

The adjuster will ask for proof of anything you claim as an expense. Be sure you keep receipts for prescriptions, household services like lawn-mowing and getting someone to cook for you, car rentals, and so forth. Keep each of those receipts so you can document every expense. [ top ]

The insurance adjuster may try to tell you that your claim is worth much less than it really is. It is his or her job to save the insurance company money by settling your claim for as little as possible. The adjuster will try to make your claim seem unimportant. Without legal help from injury lawyers like Nadrich & Cohen, LLP, you may have no idea of the real value of your claim. 

The bottom line is that the insurance company is not on your side. Their goal is to make as much money as possible by giving you as little as possible for your injuries. Whether you choose Nadrich and Cohen, LLP to represent you or not, you need an experienced, tough law firm on your side. Don't go it alone. [ top ]

Please contact the Law Offices of Nadrich & Cohen, LLP to help you. As you can see from the above, it is difficult and time consuming to put together the best presentation to the insurance company so that you can obtain the maximum compensation for your injuries. That is all that Nadrich & Cohen, LLP does. We solely represent accident victims. We will prepare your case so that you obtain the maximum results possible. Allow us to take care of everything for you and fight the insurance companies on your behalf. Please contact us immediately by calling us at (800) 718-4658 or by e-mail .