Bad Faith Disability Insurance Denial Practices of Lincoln Financial

Insurance companies protect our vehicles, boats, homes, jewelry and even our own lives. We purchase insurance to protect us in the event of damage or loss. However, some insurance companies deny valid claims in order to avoid having to make a payout. This is called bad faith denial of claim.

Bad Faith Disability Insurance DenialWhen a claim is denied due to bad faith, the insurer breaches the contract it has with the policyholder. When acting in bad faith, some insurers will take drastic measures and do whatever it can to deny a claim.

One insurance company currently facing lawsuits for bad faith denials is Lincoln Financial. Lincoln Financial has been the target of numerous bad faith lawsuits after unfairly denying policyholders’ disability claims. There are several lawsuits currently pending against the company. Each plaintiff alleges that Lincoln Financial denied their disability claim in bad faith.

Some of the reasons cited by Plaintiffs include the following:

  • Medical examination did not meet their specifications
  • Injury classified as illness by the insurance company
  • Paperwork was improperly completed
  • Disabling condition is not covered
  • Retroactive cancellation of policy

Denied claims are common for even the most loyal customers.

Many customers have paid tens of thousands of dollars in premiums over many years, only to receive nothing in return when they need financial assistance. Policyholders pay hefty premiums and expect insurance companies to fulfill their duties under the policy.

In one case, a California man filed a long-term disability claim with Lincoln Financial and began receiving payments in October 2010. The company cut off his payments two years later, claiming that the man was no longer considered disabled. The man filed an appeal and was denied in April 2013. He then filed another request for benefits and was yet again denied in January 2014. This was despite the fact that he was clearly disabled and there was no legitimate reason why the company could not cover his claim.

If you or a loved one has had a Lincoln Financial Disability Insurance claim denied, contact the Disability Insurance Denial Lawyers of Nadrich & Cohen, LLP for a free case evaluation. Do not delay as there are strict time limits in which to make a claim. We never collect a fee for our services unless a recovery is made. Call us now at 1-800-718-4658.

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