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Coronavirus and COVID19

Our Response to the Coronavirus and COVID19

By: Jeffrey Nadrich and Randal Cohen

The first and most important message to our clients – we are still here for you. Thanks to the high-tech, ahead-of-the-curve approach our firm has taken over the years, our attorneys and staff are equipped to work from home. Likewise, we have been conducting intake and other client interactions via telephone and teleconference. We are prepared to protect our clients’ legal interests with the same zeal and dedication that we have always used. We also offer telemedicine for our clients who do not want to meet their doctors face to face. 

What does this mean for our valued clients at Nadrich & Cohen? Our legal specialists are still available for virtual case evaluations 24 hours a day, and our team is fully capable of handling all aspects of your case via phone and email, subject to the limitations of outside agencies such as Courts, insurance companies, and defense law firms, many of which are either closed or significantly curtailed. For everyone’s safety, we are not offering in-person consultations at this time.

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Please note the following changes during this time:

Though our office is discouraging in-person meetings, each of our employees has access to your file and to each other. So, we are available to work on your case remotely, again – subject to the limitations of outside agencies and forces.

Most of the Civil Courts in the State are closed for hearings and trials. When they re-open, we will keep you updated.

We have been notified by several other firms and insurance companies that, because their offices are closed, they are not currently able to communicate on some matters. Please be patient with us as we work with those impacted firms and insurance carriers.

Many in-person meetings, mediations, depositions, hearings, and trial settings are currently canceled and will need to be rescheduled for a later date. We will let you know in advance if any in-person appearance involving you is canceled and requires rescheduling.

Please note that our entire team is committed to advancing our client’s claims and cases throughout this period, and we shall. That being said, we would ask for your patience over the next several weeks in the event of delays in responding to emails, phone calls, etc. We understand you may have questions or concerns about your cases, treatment, etc. We WILL respond to all clients’ questions and concerns, but please bear with us as we work through this unusual and difficult time period.

Thank you all for your understanding and patience during this time, and we wish you and your families good health and safety.

Our attorneys are representing victims of the following:

Nursing Homes/Long Term Care Facilities/Senior Citizen Homes/Cruise Ships

Any operating business such as a Nursing Home or Cruise Ship has the responsibility to make certain that it’s employees do not infect patients and passengers. It is imperative that there is a system in place where workers are trained not to expose patients or passengers with virus symptoms. There are also specific Nursing Home rules called Infection Reports protocols which the federal government requires. Often times, when an infection infraction occurs the nursing home does not so state in the required infection report logs what measures are being taken to prevent future infections or subsequent exposures. This is reckless and sadly and has caused COVID-19 to be transmitted to countless patients.

BUSINESS INTERRUPTION INSURANCE – Denial of Insurance, Business Interruption

We are investigating Business Interruption Claims of businesses that have insurance – General Comprehensive Liability. Businesses must be taken care of: after all, they pay monthly premiums in order to obtain assistance during times of need. If you suffered a business interruption (i.e. from the statewide shutdown) you may have a claim for interruption of business on your business insurance policy. No two insurance policies are the same so it is important for you to contact us so one of our insurance lawyers can review your policy. We believe many will have a claim because it is the government who ordered businesses to shut down. We are reviewing policies of restaurants, bars, retail stores, movie theaters, gyms, funeral homes, etc.., to determine if their insurance is responsible for a business loss claim. If this happened to you please contact us for a free, confidential case review at 1-800-718-4658. If we accept your case it will be on a contingency basis. There is no charge unless we obtain a recovery.

Insurance companies are rejecting claims filed by restaurants, bars and similar type businesses who are seeking business interruption coverage. We believe they will reject all claims until the courts determine whether or not business interruption insurance applies for the COVID-19 pandemic. We expect to be in the vanguard for plaintiffs throughout California fighting insurance companies on these issues.

Many insurance companies have a virus exclusion which states they will not pay for loss or damage caused by or resulting from any virus, bacterium or other micro organism that induces or is capable of inducing physical illness or disease. Unfortunately, for the insurance companies, that is not the reason why restaurants are shut down – they were shut down by government action. The insurance companies should not be able to avoid paying business interruption policies. We believe that this is the trigger event of these policies and therefore coverage is the loss of use of the business which was shut down by the government.

It is important for you to contact us and send us your insurance policy for our expert insurance lawyers review: Further, not all insurance policies have a virus exclusion. Remember, insurance companies are summarily deny business interruption coverage  claims for anything related to COVID-19.

HOW TO HAVE YOUR INSURANCE POLICY ANALYZED AND HAVE NADRICH & COHEN REPRESENT YOU

We are pursuing claims on a contingency basis which means there is no cost to you or your business unless we obtain a recovery. We advance all costs. Please contact us today at1-800-718-4658 or use the live chat feature on this page or complete the contact form on this page. We will get back to you within 12 hours.

Signed,

The Attorneys and Staff of Nadrich & Cohen, Lawyers, Attorney at Law