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Dog Bite Liability Insurance


dog bite lawyers Sometimes, homeowner’s or renter’s insurance will not cover your dog because the insurance company has determined that the dog is too risky to cover. In that case, you should purchase a separate dog liability insurance policy for your dog to protect you in the event your dog bites someone. This is a new area and growing area of insurance sales.
A few insurance companies and insurance brokers are marketing these products. They are called standalone dog liability policies which cover you if your dog injures someone or damages somebody else’s property.  Coverage for a small dog under these standalone policies is approximately $125 per year for $50,000 – $100,000 in coverage.
The Insurance Information Institute concluded that in 2013 the average cost to resolve a dog liability claim was $27,862.  Insurance companies are beginning to deny coverage for certain breeds which they consider to be dangerous.  It is also very difficult to obtain dog bite coverage if your dog has a prior history of attack and/or the insurance company paid a past claim for your dog’s aggressive behavior.
If you or a loved one was bitten by a dog or injured in any other way by a dog, contact the dog bite lawyers of Nadrich & Cohen, LLP  for a free consultation by calling 1-800-718-4658. We are contingency lawyers, so if we do not obtain a recovery on your behalf you owe us nothing for our services.

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